Your money has a watchdog.

How much money are you owed?

Upload a receipt, invoice, order confirmation or bill. OWED looks for legitimate ways you may be able to recover money.

OWED finds potential opportunities. Eligibility must be verified before any claim is submitted.

OWED Intelligence
Potential

Total potential recovery

$0.00

Your first scan may reveal relevant opportunities here.

Opportunities found

0

Active claims

0

Expiring soon

0

Recovered

0

The dashboard starts empty by design. OWED will only surface opportunities supported by your documents and available information.

How it works

Built to look out for what's yours.

01

Upload

Add a receipt, invoice, bill, confirmation, warranty, or other purchase document.

02

Investigate

OWED organizes the details and checks for relevant potential opportunities and deadlines.

03

Decide

Review the reason, requirements, and exact next step. Nothing is submitted without your approval.

What OWED checks

One document. Many legitimate places to look.

The exact opportunities depend on your document, provider terms, deadlines, and supporting evidence. OWED does not create or guarantee claims.

Potential category

Price adjustments

Potential category

Price matching

Potential category

Return windows

Potential category

Warranties

Potential category

Rebates

Potential category

Billing errors

Potential category

Travel credits

Potential category

Service credits

Potential category

Subscription savings

Potential category

Recalls

Potential category

Consumer settlements

Potential category

Delivery issues

Private by design

Your money is personal. Your documents should be too.

OWED is designed around private account access, secure storage, file validation, and using only information needed to analyze potential opportunities. You can see what is stored and remain in control.

Private account access

Documents stay tied to your account.

You stay in control

You review opportunities and approve every claim.

No raw card numbers

OWED avoids storing unnecessary sensitive payment information.

Pricing

Start free. Stay on guard.

Plan availability and features may change. Any optional success fee must be disclosed and explicitly agreed before it can be charged.

FREE

$0/ month

For your first look at what may be recoverable.

  • Limited scans
  • Basic opportunities
  • Manual claim assistance
Choose FREE
Most popular

OWED PLUS

$7.99/ month

Continuous checking for everyday purchases.

  • Unlimited scans
  • Price-drop and warranty tracking
  • Opportunity alerts
Choose OWED PLUS

OWED MAX

$14.99/ month

Advanced coverage for households and business purchases.

  • Everything in Plus
  • Household accounts
  • Priority claim assistance
Choose OWED MAX

FAQ

A clear answer before you scan.

Share the lookout

Money found feels better shared.

Referral links and shareable cards will be privacy-safe by design. They will never expose your receipt details, merchants, or private transaction data.

“I found $___ with OWED. Find out what you're owed.”

Your referral dashboard and sharing tools will be available after the recovery workflow is live.

On guard for your money

Find out what you're owed.

Start your account today. OWED will only identify legitimate potential opportunities—never guarantees.

Find out what you're owed
    Owed — Find Potential Money-Recovery Opportunities